I retired at 34. I can teach you how — You don’t need to be 65 to retire. You don’t need to be a multimillionaire. You don’t need to be a tech bro, or a lawyer, or a well-off medical professional. (Though that would definitely help!) Industry gurus like Suze Orman claim you need at least $5 million (and ideally…

Global warming is here to stay. Let’s prepare. — If you’re anything like me, you think and plan long-term, and global warming should definitely be part of that equation. If you’re not like me at all — well, I hope this blog can help you be more strategic! First things first: if you think global warming is a hoax…

Do you deliberately grow your skills? Will you?.. — I was reviewing my old notes when I stumbled on something shocking. It was a link I’d saved 10 years ago, when my life was drastically different. …

Relive that fateful year from a different perspective — When the pandemic first began two years ago, we all sought different coping mechanisms. Indoor gardening, adopting a pet from the local shelter, sourdough bread starters (I still haven’t managed to grow one of those), singing sea shanties over Zoom, and many, many more. For me, it was a bit…

An unorthodox way to cut ties with social media. — I’ve spent most of the last year glued to social media, particularly a private subreddit where a small and carefully selected community talked about stocks, the economy, gardening, travel, cooking, and lots of other wholesome topics. There were about 700 of us, and it was fun while it lasted. I’d…

Move abroad, boost your savings, cut your costs. — A while ago, I wrote about the power of geographic arbitrage. In a nutshell, you can save a lot of money by moving to a much cheaper place that can provide the same comforts you’re used to. I got that concept from Tim Ferriss’s excellent book, “The 4-Hour Workweek.” (Full…

Not all personal finance memes are created equal. Social media is full of personal finance memes. Sometimes, they’re in a classic meme format: a funny image, a snarky caption, etc. Other times, they’re a poison pill of bad math and misleading reasoning, designed to be provocative and to get shared over and over, resulting in classic memetic contagion. …

Share your FIRE with others! — If you’re a regular reader, you’re already familiar with the concept of FIRE. If you’re not, then a) welcome! and b) pull up a chair, eh. FIRE stands for Financial Independence, Retire Early. This movement got a lot more popular thanks to the internet. There are different types of FIRE…