Thanks, Bernie! I’ll be the first to admit that luck plays a role, too, though it works both ways — looking back, I can see several occasions where I failed to take an offered opportunity. While I still got out ahead, I could’ve done even better if I’d played my cards right…

I’ve scattered bits and pieces of my story throughout my Medium posts. :) I never wrote specifically about personal finance before I pulled the plug, but there are some relevant posts on my personal blog as well: www.grigorylukin.com I kept a daily blog journal for 406 days during the pandemic (until I got my vaccine shots), and you can see the slow and steady narrative progression there, as well as in all the previous entries that go back to 2011. (Hey, a man needs a hobby!)